Patients / Payment and financing

Payment and financing options

Good dental care should not depend on paying for everything at once. You will see the cost before treatment begins, and you can choose the way to pay that fits your budget.

4.9 out of 5 from 440+ Google reviews

A dentist explaining a treatment plan at Chemung Family Dental in Elmira, NY
1007 Broadway St, Elmira, NY 14904 Mon to Wed 7am to 4pm, Thu 7am to 2pm (607) 734-2045

Ways to pay

Cash, check, or card

We accept cash, checks, and all major credit cards.

Cherry

Monthly payment plans through Cherry, a patient financing company. Approval and terms are set by Cherry.

CareCredit

A health care credit card you can use for treatment and pay off over time. Approval and terms are set by CareCredit.

An estimate first

Before any treatment starts, we sit down with you and go over the plan, the cost, and what your insurance is likely to cover. You decide what to do and when. Nobody here will pressure you into treatment you do not want.

Thinking about implants or sleep apnea treatment? Your consultation is complimentary.

  • Free implant consultationsDental implants start with a no-cost consultation.
  • Free sleep apnea consultationsOral appliance therapy starts with a no-cost consultation, and it is billed to medical insurance.
  • Claims filed for youWe submit your dental insurance claim and help you get the most from your benefits.

Payment questions

What forms of payment do you accept?

Cash, checks, and all major credit cards. We also offer financing through Cherry and CareCredit.

How does financing work?

Cherry and CareCredit are third-party financing companies that let you pay for treatment in monthly installments. You apply with them directly, and they decide approval and terms. Our team can help you get started.

Will I know the cost before treatment?

Yes. Before treatment begins we give you an estimate, including what your insurance is likely to pay and what your share will be.

Are consultations free?

Consultations for dental implants and for sleep apnea treatment are complimentary.

Do you bill medical insurance?

For sleep apnea oral appliance therapy, yes. We bill medical insurance and accept Medicare for medically necessary appliances. See insurance for details.

Who can I talk to about a bill?

Call our front desk at (607) 734-2045. A real person will go through your statement with you.

Why people love Chemung Family Dental

4.9 out of 5 from 440+ Google reviews

★★★★★

They offered options for my treatment and it was my decision. No pushy sales pitches for more expensive treatments.

John C., Google review
★★★★★

This team takes time to get to know you as a patient and a person. They explain things that might be difficult, review on the spot issues such as billing and insurance issues…and in real time!

Brian L., Google review
★★★★★

I have never been a fan of going to the dentist but they all make it so comfortable!

Stacey S., Google review
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